A Commitment to Security
At Paychex, safety and security of your personal and account information is one of our top priorities. Below you will find a brief overview of how we undertake this responsibility and some easy-to-follow tips you can use to safeguard your information.
Paychex is committed to protecting the security and integrity of our customer information through procedures and technologies designed for this purpose. Here are some of the things we do with our technology and our internal training to ensure that your information in our systems is protected:
You can help prevent unauthorized access to your account and personal information by following these security tips:
What is Phishing?
Phishing is the act of sending an email to a user falsely claiming to be an established, legitimate company in an attempt to trick the user into providing valuable personal data such as credit card numbers, passwords, account information, or other private information. The email often uses fear tactics in an effort to entice the intended victim into visiting a fraudulent website. Once on the website, which generally looks and feels much like the valid company website, the victim is instructed to enter sensitive personal information that is then sent to the attacker and often used to commit identity theft or financial fraud against the victim.
How to Identify a Phishing or Fraudulent Email
Many phishing emails look and feel like the real thing and often include official looking logos or web pages taken from real organizations. Phishing scams have become increasingly sophisticated in their techniques and technology. However there are certain red flags that Internet users can look for that are common in phishing emails. Look over the following to familiarize yourself with common techniques that are used by attackers:
How to Protect Yourself
There are ways to protect yourself from a phishing scam. Don't be a victim. Here are some suggestions:
If You Receive Suspicious Email
If you suspect you have received a suspicious or fraudulent email, please contact your Paychex representative.
What is Identity Theft?
Identity or financial theft can occur when someone uses your personally identifiable information (PII), like your name, social security number (SSN), bank account, or medical insurance number; without your permission to commit fraudulent activities.
Identity crimes can take a variety of forms including the use of your information to obtain a credit card, establish a utility account, rent property, or receive medical services in your name. You may not find out about the theft until you review your credit report or a bank account statement and notice suspicious charges. You may even be surprised by a call from a debt collector.
Identity theft is a serious crime often resulting in consumers spending hundreds of hours and thousands of dollars attempting to repair the damage to their good name and credit record.
How Do Thieves Steal a Person's Identity?
Identity theft starts with the misuse of your personally identifiable information. Skilled identity thieves may use a variety of methods to get hold of your information including:
What Do Thieves Do With a Stolen Identity?
Once an identity thief has your information, they may use it in a variety of different ways.
Credit Card Fraud:
Bank and Financial Fraud:
Phone or Utilities Fraud:
Government Documents Fraud:
How Can You Find Out If Your Identity Was Stolen?
The best way to find out is to monitor your accounts and bank statements each month and check your credit report on a regular basis. If you check your credit report regularly, you may be able to limit the damage caused by identity theft.
What Should You Do If Your Identity is Stolen?
If you believe your information has been stolen, you should act immediately to minimize the damage. Filing a police report, checking your credit reports, notifying creditors, and disputing any unauthorized transactions are some of the steps you must take to restore your good name. For more information on how to respond to perceived identity theft or to file a complaint, contact the Federal Trade Commission at (1-877-ID-THEFT) or visit them online at www.ftc.gov
What Can You Do to Protect Yourself Against Identity Theft?
Awareness is an effective weapon against many forms of identity theft. Be aware of how information is stolen and what you can do to protect yours, monitor your personal information to uncover any problems quickly, and know what to do when you suspect your identity has been stolen. Here are some basic steps that you can take to protect yourself.
Credit Reporting Bureaus:
Federal Government:Federal Trade Commission
Department of the Treasury
Identity Theft Resource Page
Opt-out Services:Do Not Call Registry
Prescreened Credit Card Offers
Direct Marketing Association
Consumer and Professional Organizations:Privacy Rights Clearinghouse: Identity Theft Resources